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WebRequirements for a car consolidation loan. What you need to do to get a loan to pay off your car debt depends on your debt. So, here are some necessary general requirements: A credit score that fits the requirements of the lender. To have enough money to pay back the loan. A reasonable ratio of DTI. Assets to back up the loan, in the case of a ... Web4. apr 2024 · NerdWallet has reviewed more than 35 financial institutions to find the best personal loans for consolidating debt. Upgrade: Best overall. SoFi: Best for no fees. … Web14. feb 2024 · Banks, credit unions and online lenders can help you consolidate credit card debt, and process a consolidation loan, but you will need a good credit score (680 or above) to get a low enough interest rate to make it worth your time. Meanwhile, you will not be called by collection agencies. egdとは 医療用語